Terms of Service

Welcome to Cedar Quiet. These Terms of Service ("Terms") govern your access to and use of our website and services focused on tax benefits for seniors in Victoria, BC. By accessing or using our website, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, you must immediately cease all use of our website. These Terms constitute a legally binding agreement between you and Cedar Quiet. We reserve the right to update these terms at any time, and your continued use of the site signifies acceptance of any changes.

Cedar Quiet provides an online platform designed to aggregate and simplify information regarding:

• Federal and Provincial tax credits for seniors (e.g., BC Senior Home Renovation Tax Credit).
• Pension income splitting rules and Guaranteed Income Supplement (GIS) guidance.
• Local Victoria-specific programs such as the Property Tax Deferral Program.
• Medical expense claims and disability tax credit information.

All content is provided for general informational purposes only and does not constitute financial, accounting, or legal advice.

By using this website, you represent that you are at least 19 years of age (the age of majority in British Columbia) or are accessing the site under the supervision of a legal guardian.

You agree NOT to:

• Use the website for any unlawful purpose or in violation of any local, provincial, or federal laws of Canada.
• Attempt to interfere with the proper working of the site or bypass any security measures.
• Scrape, crawl, or use automated systems to extract data from our pages without express written consent.
• Transmit any viruses, malware, or destructive code.

All content on this website, including text, graphics, logos, icons, and software, is the property of Cedar Quiet or its content suppliers and is protected by Canadian and international copyright laws.

You are granted a limited, non-exclusive, and non-transferable license to access the information for personal, non-commercial use. Any reproduction, distribution, or modification of the content without prior written permission is strictly prohibited.

THE SERVICES AND ALL INFORMATION INCLUDED THEREIN ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED.

Cedar Quiet does not warrant that the information regarding the Canada Revenue Agency (CRA) or BC Ministry of Finance regulations is always current or error-free. Tax laws change frequently, and users are encouraged to verify all information with the official government bodies or a qualified tax professional.

These Terms shall be governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.

You expressly agree that any claim or dispute arising from your use of the website shall be settled exclusively in the courts located in Victoria, British Columbia.

We comply with the Personal Information Protection Act (PIPA) of British Columbia and the Personal Information Protection and Electronic Documents Act (PIPEDA) of Canada regarding the handling of user data.